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Politics : View from the Center and Left -- Ignore unavailable to you. Want to Upgrade?

To: Sam who wrote (236953)11/5/2013 11:50:00 PM
From: neolib  Read Replies (1) | Respond to of 542054
 
That does actually hit at a concept not much discussed. Insurance as a mechanism is designed for unexpected events, not expected ones. Unfortunately healthy vs non-healthy might be either unexpected or expected, so insurance is a good value mechanism for one case but not for the other. That is not discussed at all, and is a fundamental problem.



To: Sam who wrote (236953)11/6/2013 12:29:12 AM
From: Mark Mandel  Read Replies (1) | Respond to of 542054
 
<<insurance doesn't always cover or even encourage preventive care,>>

My work insurance (when I was working), my wife's current work insurance, and back in 2008 when we were self insured by BCBS all "encouraged" preventive care by paying the lions share of women's annual check ups (pap smears/mammograms) and colonoscopies (sp) for both of us. Maybe we were in the minority?


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