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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?

To: J_F_Shepard who wrote (36061)	4/21/2014 7:19:16 PM
From: Lane3	Read Replies (1) \| Respond to of 42652

Wealthier people can afford to make the bet, but less well off don't have such courage... Whether they have courage or not, weather they have wealth or not, they are enriching the insurance company more than those who have lower deductibles and thus pay lower premiums. That's not to say I don't sympathize with those with budgeting difficulties. But that wasn't the point. Your assertion was that those with higher deductibles are feeding the insurance companies more than those with low ones and that is flat wrong. Some people may be in circumstances where they feel they have no choice but to hand over money to the insurance company. I am not criticizing them for doing so. I'm just stating that, contrary to your assertion, they benefit the insurance company more than those who pay lower premiums. I have always had a high deductible on my auto insurance, some fifty years now, have never made a claim. I would say I am ahead easily $35K, maybe $50K, maybe more when you compound my savings. That's money in my pocket, not that of the insurance company.