SI
SI
discoversearch

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor.  We ask that you disable ad blocking while on Silicon Investor in the best interests of our community.  If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.
Non-Tech : Kirk's Market Thoughts -- Ignore unavailable to you. Want to Upgrade?


To: w0z who wrote (5820)5/29/2018 10:16:09 PM
From: the traveler1 Recommendation

Recommended By
Jerome

  Read Replies (1) | Respond to of 26845
 
Oopsy doopsy. All those so called "very good longevity calculators" I have ran across tell me I should have croaked about 3 years ago. LMAO

Its just like I have sed here and elsewhere over and over and over again. Unless a person is a seer that can foretell the exact day of their death, the answer is not knowable. I know its so simple nobody wishes to accept it, but them's the facts Jack!



To: w0z who wrote (5820)5/31/2018 12:36:03 AM
From: George Statham  Read Replies (1) | Respond to of 26845
 
So you still get the COLA but the 8% isn't compounded. So it's really just 8% for the first year. I think if you're on social security you're protected from any Medicare B cost increases greater than the COLA. So increases in Medicare B could decrease the gain from waiting to take social security.

As long as I can keep working, I'll delay social security. That'll mean more for my wife if I kick the bucket early. She will take early social security at 62. If I can delay til close to 70, I presume my wife could switch to spousal benefit (50%) which should then be more than her early social security.

I think this is all too complex for a meaningful poll. There's so much variation in people's situations.