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Strategies & Market Trends : Dividend investing for retirement -- Ignore unavailable to you. Want to Upgrade?

To: Steve Felix who wrote (29487)	6/30/2018 11:10:52 PM
From: Mannie	Read Replies (2) \| Respond to of 34328

Hi Steve, why have you swung so far away from dividend paying stocks? Sorry if you previously discussed this...if you did, I missed it. Thanks, Scott

To: Steve Felix who wrote (29487)	7/1/2018 11:25:05 AM
From: E_K_S	1 Recommendation Recommended By Celtictrader Read Replies (1) \| Respond to of 34328

OT - Re: ENPH Exit strategy? I used to own this over a year ago and held for about 24 months but showed little growth but had tons of potential. I closed out my starter position since they never could report positive EPS (they did have positive EBITA in 2014 but that was a one year/one time event). I believe the company is much better positioned now than when I owned it and just needs to achieve scale w/ their converters (probably the one component in the solar system w/ the disruptive technology potential). Management had a service/cloud feature that should/could produce a steady predictable income stream once they achieved scale w/ units installed that could be connected to their cloud service. I was in the investment too early but thought this part of their business was the most interesting as I would even subscribe and pay a monthly fee for this 'active' monitoring service. It would replace the fee I already paid to the electric utility to have a service technician come out 24/7 if there was some type of service outage. What's you Exit plan for ENPH? Their marketcap of $673mln is still small (in the small cap range), so there are plenty of growth possibilities w/ JV partners, regional footprint expansion, ongoing cloud service monitoring and other add-on and/or complementary services (ie home monitoring: utility,security). I notice that 3 analysts follow the company now and they s/d book positive EPS in 2019 maybe even turning positive as early as next quarter (9/2018). (EPS estimates - barchart,com) Enphase Energy Inc (ENPH) It's a pretty big bet. My approach would be to peel off some shares and build a basket of similar and/or complementary companies that are partners w/ ENPH or provide support and/or support their customers on-going service needs. At some point there will be consolidation by larger operators (I am thinking Solar City and/or a large Utility subsidiary) . ENPH's sales (and services) are worldwide (big exposure in EU & Australia) so no one utility would be interested (maybe ABB) but some large cap company w/ boots on the groud to support their installed base (ie 24/7 on-site service). Expand your thinking on what ABB is doing for their large Utilities & Industrial customers? I wonder if they would have interest in ENPH's small business and/or residential customer base? ABB Ltd, headquartered in Zurich, Switzerland, is engaged in providing power and automation technologies for its utility and industrial customers. The Company provides a range of products, systems, solutions and services that are designed to improve power grid reliability, increase industrial productivity and enhance energy efficiency. ABB is focused on power transmission, distribution and power-plant automation and serves electric, gas and water utilities, as well as industrial and commercial customers. Its Power Products division manufactures three categories of products: High-voltage Products, Medium-voltage Products and Transformers. The key technologies include high- and medium-voltage switchgear, circuit breakers for various current and voltage levels, power and distribution transformers, as well as sensors and products to automate and control electrical and other utility networks. ABB Ltd is structured into four regions: Europe, the Americas, Asia and the Middle East and Africa (MEA). ABB has a market Cap of $46Bln or about 70x the size of ENPH but more importantly has the world footprint where ENPH's installed base is, is developing a cloud service 'real-time' monitoring systems to control utility/commercial electrical networks. Good Investing EKS

To: Steve Felix who wrote (29487)

8/6/2018 10:18:15 PM

From: Steve Felix

1 Recommendation

Recommended By
JimisJim

Read Replies (1) | Respond to of 34328

Monthly update: Wasn't willing to give back more than half. In the middle of a short attack, needed to keep
my grandsons for two market days, so it was time to step aside. Still think it has a ways to go.

Income coming back. Should be close to normal next month.

ENPH 2000 shares. 3.9% of portfolio. Small watching positions in no dividends PTN and PYDS +84,883 cash, brings non income producing part of portfolio to 32%.

Investment / CurrentValue / PriorValue / PeriodChange %Change /EstimatedIncome /EstimatedYield

May Total..... $296,162.68... $278,961.89.. $17,200.79...….. 6.2%..... $18,490.48... 6.2%
June Total.... $325,360.48... $296,162.68.. $29,197.80...….. 9.9%..... $13,700.12... 4.2%
July Total..... $304,114.79... $325,360.48.. ($21,245.69)….. (6.5)%... $15,238.62.... 5.0%

YOC: 8.53% = $15,238 / $178,518

Income CAGR: 4.04% = $10,844 / $15,238.62 / 8.59 years.

Income growth 2018 = $18,157 / $15,238.62 -16%

Income goal established 1/1/2013:

Income needs to be:

2014 $14,120
2015 $14,825
2016 $15,350
2017 $16,110 / $18,157 / +12.7%
2018 $16,915 / $15,238 / -9.9%

Since Jan. 1, 2017:

S+P 500 2674 to 2816 =.............. +5.3%%
My IRA $323,958 to $304,115 = ...… -6.1%

Since inception Jan. 1, 2010:

Now using this for long term S+P return w/dividend reinvest: dqydj.com
S+P 500 Since Jan. 1, 2010 =...... +187.8% ( site currently only has data to end of June )
My IRA $178,517 to $304,115...... +70.3%

Bottom line, estimated income:

End Jan. 2010 $11,134
End Dec. 2010 $13,160
End Dec 2011 $14,836
End Dec. 2012 $17,371
End Dec. 2013 $18,563
End Dec. 2014 $22,093
End Dec. 2015 $18,514
End Dec. 2016 $20,984
End Dec. 2017 $18,157
End Jan. 2018 $18,375
End June 2018 $13,700
End July 2018 $15,238

Actual dividends received:

2010 total $12,317
2011 total $14,160
2012 total: $16,497
2013 total: $19,421
2014 total: $20,564
2015 total: $19,565
2016 total: $17,634
2017 total: $19,328
2018 total: $10,404

Dividends:

07/31/2018 00:00:01ORDINARY DIVIDEND (AGD) 47.13
07/31/2018 00:00:01QUALIFIED DIVIDEND (AWP) 15.00
07/31/2018 00:00:01ORDINARY DIVIDEND (LTC) 57.00
07/31/2018 00:00:01ORDINARY DIVIDEND (UTG) 28.73
07/25/2018 00:00:01ORDINARY DIVIDEND (CIO) 47.00
07/20/2018 01:05:29ORDINARY DIVIDEND (AWF) 27.96
07/16/2018 00:00:01INTEREST INCOME - SECURITIES (SOHOB) 200.00
07/16/2018 00:00:01QUALIFIED DIVIDEND (CXW) 64.50
07/12/2018 00:00:01ORDINARY DIVIDEND (MPW) 537.50
07/05/2018 00:00:01QUALIFIED DIVIDEND (BRG PRA) 77.34
07/02/2018 00:00:01ORDINARY DIVIDEND (JPC) 93.03
07/02/2018 00:00:01QUALIFIED DIVIDEND (IRM) 41.71
07/02/2018 00:00:01ORDINARY DIVIDEND (CBL PRD) 46.09

July Trades:

07/31/2018 16:44:44Bought 344 ENPH @ 5.13 -1,764.72
07/31/2018 16:44:44Bought 156 ENPH @ 5.14 -808.79
07/31/2018 16:16:42Bought 65 ENPH @ 5.55 -360.75
07/31/2018 16:16:42Bought 435 ENPH @ 5.57 -2,429.90
07/31/2018 15:56:31Sold 1000 ENPH @ 5.92 5,912.85
07/31/2018 11:34:12Bought 594 ENPH @ 5.7599 -3,421.38
07/31/2018 11:34:12Bought 406 ENPH @ 5.76 -2,345.51
07/31/2018 11:15:38Bought 400 FGB @ 6.365 -2,552.95
07/31/2018 10:06:23Bought 1000 ENPH @ 6.0783 -6,085.25
07/31/2018 09:50:42Bought 200 NEWT @ 21.1248 -4,231.91
07/31/2018 09:43:35Bought 150 CAI PRA @ 25.2747 -3,798.16
07/30/2018 13:16:29Bought 250 ARR PRB @ 24.9748 -6,250.65
07/30/2018 10:27:16Bought 200 SOHOO @ 25.005 -5,001.00
07/30/2018 10:27:16Bought 200 SOHOO @ 25.049 -5,016.75
07/30/2018 10:26:32Bought 300 AHT PRF @ 24.12 -7,242.95
07/30/2018 10:15:57Bought 250 CYS PRB @ 24.695 -6,180.70
07/30/2018 10:08:42Bought 900 ENPH @ 5.935 -5,341.50
07/30/2018 10:08:42Bought 100 ENPH @ 5.9375 -600.70
07/30/2018 10:03:54Bought 1000 ENPH @ 5.945 -5,951.95
07/30/2018 10:00:40Bought 500 ENPH @ 5.8899 -2,951.90
07/30/2018 09:46:12Bought 350 ENPH @ 5.685 -1,989.75
07/30/2018 09:46:12Bought 150 ENPH @ 5.6899 -860.44
07/27/2018 15:06:42Bought 300 ETP PRD @ 25.155 -7,553.45
07/27/2018 13:11:37Bought 1000 ENPH @ 5.586 -5,592.95
07/27/2018 12:39:58Bought 200 DCP PRB @ 25.28 -5,062.95
07/27/2018 11:45:09Bought 300 PEI PRC @ 23.2998 -6,996.89
07/27/2018 11:42:26Bought 100 SBRA @ 21.005 -2,100.50
07/27/2018 11:42:26Bought 800 SBRA @ 21.0091 -16,814.23
07/27/2018 11:38:06Bought 350 VTR @ 54.7594 -19,172.74
07/27/2018 11:17:31Bought 200 JMF @ 10.76 -2,158.95
07/27/2018 11:12:14Bought 750 ABR @ 11.096 -8,328.95
07/27/2018 11:03:00Bought 200 IRM @ 33.6698 -6,740.91
07/27/2018 10:48:22Sold 700 APPS @ 1.3604 945.24
07/27/2018 10:13:07Sold 9850 ENPH @ 5.5 54,166.18
07/27/2018 09:54:13Sold 17000 ENPH @ 5.75 97,739.76
07/26/2018 15:41:56Sold 2030 ENPH @ 6.1 12,375.65
07/26/2018 12:12:13Bought 550 ENPH @ 6.005 -3,302.75
07/26/2018 12:12:13Bought 100 ENPH @ 6.0099 -607.94
07/26/2018 12:10:11Bought 750 ENPH @ 6.04 -4,536.95
07/26/2018 12:03:15Sold 750 ABR @ 11.1509 8,356.03
07/26/2018 12:00:15Bought 630 ENPH @ 6.046 -3,815.93
07/26/2018 11:57:51Sold 150 CIM PRA @ 25.76 3,856.98
07/25/2018 10:14:08Bought 800 ENPH @ 6.2599 -5,014.87
07/25/2018 10:11:53Sold 200 DCP PRB @ 25.2902 5,051.00
07/25/2018 09:59:13Bought 850 ENPH @ 6.3599 -5,412.87
07/25/2018 09:57:13Sold 200 SOHOB @ 25.561 5,105.16
07/25/2018 09:45:18Bought 750 ENPH @ 6.4668 -4,857.05
07/25/2018 09:44:14Sold 200 SOHOB @ 25.55 5,102.96
07/24/2018 12:46:38Bought 500 ENPH @ 6.65 -3,331.95
07/24/2018 12:31:26Bought 450 ENPH @ 6.71 -3,026.45
07/24/2018 11:55:09Bought 1000 ENPH @ 6.7795 -6,786.45
07/24/2018 10:30:36Sold 1500 ENPH @ 6.89 10,327.74
07/23/2018 15:49:34Bought 500 ENPH @ 6.71 -3,361.95
07/23/2018 15:34:25Bought 1000 ENPH @ 6.756 -6,762.95
07/23/2018 12:27:38Sold 1000 ENPH @ 6.9605 6,953.34
07/20/2018 15:50:00Bought 1000 ENPH @ 6.81 -6,816.95
07/20/2018 15:18:40Bought 200 RVLT @ 4.1101 -828.97
07/20/2018 15:05:37Bought 1000 ENPH @ 6.91 -6,916.95
07/20/2018 09:55:52Sold 1500 ENPH @ 7.244 10,858.73
07/19/2018 10:21:28Sold 900 ENPH @ 6.89 6,193.86
07/16/2018 10:58:04Bought 500 ENPH @ 6.726 -3,369.95
07/16/2018 10:57:07Sold 203 MPLX @ 33.8752 6,869.61
07/16/2018 10:48:35Bought 400 ENPH @ 6.81 -2,730.95
07/16/2018 10:29:58Bought 1000 ENPH @ 6.906 -6,912.95
07/13/2018 15:15:16Sold 1330 ENPH @ 7.05 9,369.27
07/12/2018 10:43:18Bought 330 ENPH @ 6.914 -2,288.57
07/12/2018 10:23:13Bought 1000 ENPH @ 6.946 -6,952.95
07/11/2018 09:49:16Bought 1000 ENPH @ 6.976 -6,982.95
07/11/2018 09:42:57Bought 1000 ENPH @ 7.126 -7,132.95
07/11/2018 09:33:11Bought 100 ENPH @ 7.2 -720.00
07/11/2018 09:33:11Bought 300 ENPH @ 7.205 -2,161.50
07/11/2018 09:33:11Bought 200 ENPH @ 7.208 -1,441.60
07/11/2018 09:33:11Bought 400 ENPH @ 7.21 -2,890.95
07/09/2018 11:56:28Sold 1495 ENPH @ 7.2705 10,862.13
07/06/2018 15:59:37Sold 1000 ENPH @ 7.035 7,027.84
07/06/2018 10:13:11Bought 900 ENPH @ 6.9299 -6,236.91
07/06/2018 10:13:11Bought 100 ENPH @ 6.93 -699.95
07/05/2018 10:41:13Bought 1000 ENPH @ 7.0396 -7,046.55
07/03/2018 11:08:38Sold 1000 ENPH @ 7.12 7,112.84
07/03/2018 09:45:07Bought 1000 ENPH @ 6.8999 -6,906.85
07/02/2018 12:06:16Sold 2700 ENPH @ 7.11 19,189.48
07/02/2018 09:47:00Sold 250 GLOP @ 23.7711 5,935.72

Trading costs: $1494

Holdings:

ABERDEEN GLOBAL DYNAMIC DIVIDE COM AGD 725 10.46 7,583.50 09/16/16 6,462.04 8.91 1,121.46 565.50 7.5%
ABERDEEN GLOBAL PREMIER PPTYS COM SH BEN INT
AWP 300 6.23 1,869.00 08/10/17 1,872.95 6.24 (3.95) 180.00 9.6%
AG MORTGAGE INVESTMENT TRUST PREFERRED
MITT PRB 125 25.42 3,177.50 12/19/16 2,945.50 23.56 232.00 250.00 7.9%
AIR INDUSTRIES GROUP COM
AIRI 450 1.48 666.00 06/04/18 762.50 1.69 (96.50) - -
ALLIANCEBERNSTEIN GBL INC COM
AWF 400 11.67 4,668.00 10/05/16 4,985.54 12.46 (317.54) 335.60 7.2%
ALPS ETF TRUST ALERIAN MLP ETF
AMLP 200 10.94 2,188.00 08/06/14 3,623.98 18.12 (1,435.98) 166.60 7.6%
ARBOR REALTY TRUST INC COM
ABR 750 11.37 8,527.50 07/27/18 8,328.95 11.11 198.55 750.00 8.8%
BLUEROCK RESIDENT GR INC PFD 8.25% PERP 10/21/22 QTRLY
BRG PRA 150 25.608 3,841.20 04/20/16 3,743.80 24.96 97.40 309.45 8.1%
CAPITAL PRODUCTS PARTNERS COM
CPLP 900 3.10 2,790.00 03/03/16 2,435.00 2.71 355.00 288.00 10.3%
CBL & ASSOCIATES PROPERTIES COM
CBL PRD 100 19.271 1,927.10 06/08/16 2,484.85 24.85 (557.75) 184.40 9.6%
CITY OFFICE REIT INC COM
CIO 200 12.75 2,550.00 04/07/16 2,259.55 11.30 290.45 188.00 7.4%
COLONY CAPITAL INC CUM RED PER STK 8.25%
CLNY PRB 87 25.75 2,240.25 06/08/16 2,138.56 24.58 101.69 179.48 8.0%
CORECIVIC INC COM
CXW 150 25.64 3,846.00 12/11/17 3,321.95 22.15 524.05 258.00 6.7%
DCP MIDSTREAM PARTNERS LP PFD VAR DIV PERP/CALL
DCP PRB 200 25.55 5,110.00 07/27/18 5,062.95 25.31 47.05 393.80 7.7%
DYNAGAS LNG PARTNERS LP PFD 9% QTRLY CALL PERPETUAL
DLNG PRA 100 26.1768 2,617.68 05/03/16 2,197.00 21.97 420.68 225.00 8.6%
ENERGY TRANSFER PARTNERS LP PFD UNIT SER D
ETP PRD 300 25.4498 7,634.94 07/27/18 7,553.45 25.18 81.49 571.80 7.5%
ENPHASE ENERGY INC COM
ENPH 2,000 5.95 11,900.00 11/14/17 6,611.36 3.31 5,288.64 - -
ENTERPRISE PRODUCTS PARTNERS COM
EPD 64 29.00 1,856.00 03/01/18 1,597.19 24.96 258.81 110.08 5.9%
FIRST TRUST SPECIALTY FINANCE COM BEN INTR
FGB 1,050 6.35 6,667.50 03/01/17 7,247.78 6.90 (580.28) 735.00 11.0%
GENESIS ENERGY L.P. UNIT LTD PARTN
GEL 100 22.99 2,299.00 07/22/16 3,764.00 37.64 (1,465.00) 212.00 9.2%
IRON MOUNTAIN INC COM
IRM 271 35.11 9,514.81 01/12/18 9,227.93 34.05 286.88 636.85 6.7%
LTC PROPERTIES COM
LTC 300 42.17 12,651.00 01/12/09 8,352.10 27.84 4,298.90 684.00 5.4%
MEDICAL PROPERTIES TRUST INC COM
MPW 2,150 14.41 30,981.50 01/17/06 22,868.40 10.64 8,113.10 2,150.00 6.9%
NUVEEN ENERGY MLP COM
JMF 350 10.92 3,822.00 11/07/17 3,809.15 10.88 12.85 350.00 9.2%
NUVEEN PFD & INCM OPPORTNYS FD COM
JPC 1,525 9.44 14,396.00 09/16/16 14,516.45 9.52 (120.45) 1,116.30 7.8%
PALATIN TECHNOLOGIES INC COM
PTN 800 0.96 768.00 05/14/18 1,021.74 1.28 (253.74) - -
PAYMENT DATA SYSTEMS INC COM
PYDS 450 1.71 769.50 06/04/18 722.41 1.61 47.09 - -
PENNSYLVANIA RL ESTATE INVT SH BEN INT
PEI 200 10.62 2,124.00 04/19/18 1,874.38 9.37 249.62 168.00 7.9%
PENNSYLVANIA RL ESTATE INVT PFD SER C 7.2% PERP/CALL
PEI PRC 300 23.52 7,056.00 07/27/18 6,996.89 23.32 59.11 540.00 7.7%
PENNYMAC MTG INVEST TRUST PFD B PERP/CALL 6/15/24
PMT PRB 100 25.23 2,523.00 06/30/17 2,491.95 24.92 31.05 200.00 7.9%
REAVES UTILITY INC TR COM SH BEN INT
UTG 169 30.32 5,124.08 01/03/14 4,138.31 24.49 985.77 344.76 6.7%
REVOLUTION LIGHTING TECH INC COM
RVLT 500 3.99 1,995.00 06/27/18 2,053.92 4.11 (58.92) - -
SABRA HEALTHCARE COM
SBRA 900 21.61 19,449.00 07/27/18 18,914.73 21.02 534.27 1,620.00 8.3%
SHIP FINANCE INTERNATIONAL COM
SFL 300 14.55 4,365.00 07/05/16 4,238.73 14.13 126.27 420.00 9.6%
VENTAS INC COM
VTR 350 56.38 19,733.00 07/27/18 19,172.74 54.78 560.26 1,106.00 5.6%