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Strategies & Market Trends : Young and Older Folk Portfolio -- Ignore unavailable to you. Want to Upgrade?

To: chowder who wrote (1116)	9/4/2022 12:07:17 PM
From: chowder	1 Recommendation Recommended By red cardinal Respond to of 21731

Re: EDIT - Young Folk Portfolio I forgot to mention that all of the holdings in the Roth are on dividend reinvestment. I'm unable to edit a comment after it's posted so this note was necessary. I wanted to show the high dividend growth rates as well. Double digit increases so far this year. TSCO .. +76.9% DG .. +31.0% PH .. +29.1% KLAC .. +24.0% TGT .. +20.0% HD .. +15.2% HSY .. +15.0% TMO .. +15.0% COST .. +13.9% NSC .. +13.8% ELV .. +13.3% TROW .. +11.1% MS .. +11.0% SPGI .. +10.4% NEE .. +10.4% A 'Fast' dividend growth rate is considered 8% or more, so in addition to the above there's: STE .. +9.3% SHW .. +9.1% AWK .. +8.7% CAT .. +8.1% APD .. +8.0% LSI .. +8.0% Of the 35 holdings that have increased their dividend so far, 21 are growing their dividend at what is considered a 'Fast' rate, that's 60% of the holdings that have announced so far.

To: chowder who wrote (1116)	9/6/2022 6:44:26 PM
From: chowder	1 Recommendation Recommended By red cardinal Read Replies (1) \| Respond to of 21731

Re: Young Folk Portfolio ... Add on Buys and 1 Sell Portfolio Objective: The portfolio value needs to grow at an 8.25% CAGR. The dividend cash flows need to grow at a 13.8% CAGR. I've been trying to bring this portfolio down to 50-55 holdings and in the process, trying to offset capital gains that were realized at the beginning of the year. Today I was working with the taxable account only and in looking at the holdings in that portfolio, I determined that T was the weakest holding thus I sold T today. It was sold for a 14% loss which equated to around a $600 and change loss in dollars and cents. With the proceeds from the sale of T and a few dividends that came in today, I wanted to add to the smaller positions and bring them up in size so I added to the following positions: XYLD .. RYLD .. NKE .. SYY .. MA .. NSC .. PG .. D. I have adjusted the size of a full position, in the taxable account alone, from $4,000 to $10,000 each. A full position in the Roth remains at $4,000. Additionally, in the taxable account, the high yield ETF's and CEF's are going to remain at $4,000 for a full position, all other equity holdings at $10,000. With this in mind, here are today's buys and the current position size now. XYLD - 8 shares ... $4,122 RYLD - 16 shares ... $4,099 Those are now considered full and will be trimmed as they grow on their own. NKE - 3 shares ... $6,044 SYY - 13 ... $6,051 MA - 1 share ... $8,165 NSC - 4 shares ... $7,280 PG - 4 shares ... $8,067 D - 3 shares ... $4,157 This move cost me $99 loss in annual dividends but helped the overall account dividend growth to rise from 6.1% to 7.5%. I believe more capital growth potential was gained as well.

To: chowder who wrote (1116)	10/29/2022 12:41:57 PM
From: chowder	5 Recommendations Recommended By Alex25 Markbn peterad red cardinal toccodolce Read Replies (4) \| Respond to of 21731

Re: YOUNG FOLK PORTFOLIO ... UPDATED 10/29/22 This portfolio, formally known as Project $3 Million went public at the end of 2009 with $42,205. Portfolio Objective: $3 Million Income Objective: $120k/year Time To Retirement: 40 years $500/mo. contribution. Has been raised to $600 monthly beginning in 2022. This portfolio is now in its 13th year and here are the latest numbers: The portfolio value needs to grow at an 8.25% CAGR. The dividend cash flows need to grow at a 13.8% CAGR. So far, after 12 years, the portfolio is ahead of schedule in meeting these objectives. ------------------- WHERE THE PORTFOLIO STANDS: Dividend Cash Flows: .......... 2021 .......... 2022 Jan - $300.02 ... $1,336.59 Feb - $511.62 ... $483.84 Mar - $794.98 ... $905.76 Apr - $409.57 ... $401.05 May - $500.55 ... $475.52 Jun - $751.57 ... $978.50 Jul - $488.64 ... $409.29 Aug - $557.21 ... $582.28 Sep - $842.26 ... $1,056.20 Oct - $458.34 ... $300.55 ----------------------------------- Tot - $5,614.76 ... $6,929.58 Difference +$1,314.82 YTD ... +23.4% ---------------------------------- TAXABLE ACCOUNT: Portfolio Value: $202,236 Annual Dividends: $4,227 Portfolio Yield: 2.09% 5 Year Dividend Growth: 8.1% Beta: 0.69 Holdings: 20 ROTH ACCOUNT: Portfolio Value: $107,784 Annual Dividends : $2,509 Portfolio Yield: 2.33% 5 Year Dividend Growth: 9.0% Beta: 0.81 Holdings: 20 A full position = $8,000 in the Taxable Account -- $4,000 in the Roth. Denotes the holding is in the Roth. -------------------------------------------- Comp. .. Position Size .. % Gain/Loss CONSUMER STAPLES: PEP ..... $11,034 ... +85.9% PG ....... $9,124 ..... -4.5% SYY ..... $8,446 ..... +66.5% COST .. $6,645 ..... +84.8% MKC .... $4,201 ..... +10.9% UTILITIES: SO ...... $9,449 ... +42.9% NEE .... $8,918 ... +56.9% D ......... $8,676 ... -7.1% DUK .... $6,547 ... +3.7% AWK ... $4,135 ... +23.0% HEALTHCARE: JNJ .... $11,280 ... +94.7% ELV .... $10,360 ... +24.2% ABT .... $8,850 ..... +46.8% ABBV .. $6,054 .... +20.2% LLY ..... $5,783 .... +28.0% TMO ... $5,551 .... -14.7% CONSUMER DISCRETIONARY: MCD .... $12,775 ... +174.4% DG ....... $11,139 ... +200.6% HD ....... $9,739 ..... +54.3% TGT ..... $9,495 ..... +84.5% NKE ..... $7,846 .... +23.0% DPZ ..... $7,700 ..... -3.8% DHI ...... $4,543 ..... -3.0% TSCO .. $4,489 ..... +7.6% FINANCIALS: SPGI ... $4,263 ... -12.3% REAL ESTATE: O ...... $7,560 ... +18.0% PLD .. $6,586 ... -5.9% LSI ... $6,514 ... -2.1% INDUSTRIALS: LMT .... $15,234 ... +148.0% DE ...... $11,544 ... +159.7% NSC ... $8,557 ..... +41.0% CAT .... $6,149 ..... +71.8% CTAS .. $5,148 .... +7.4% PH ...... $4,689 ..... +2.1% INFORMATION TECHNOLOGY: ADP .... $12,780 ... +252.2% MA ...... $9,289 ..... +53.4% NVDA .. $4,429 ..... -30.6% MATERIALS: SHW ... $4,096 ... -12.2% APD .... $4,087 ... -0.5% COMMUNICATIONS: TU ... $6,316 ... -5.1% ENERGY: NONE The maximum cash contribution for the Roth has been made for 2022 so no further cash is going into this account. I have all holdings in the Roth set up for dividend reinvestment, dividends in the Taxable Account are collected in cash and reinvested selectively. =============================== Highlights Since Last Report: (9/3/22) MCD increased the dividend by 10.0% LMT increased the dividend by 7.1% ABBV increased the dividend by 5.0% O increased the dividend by 0.2% for the third time this year ============================= Portfolio Notes: I sold the non-dividend companies, CEF's and high yield ETF's which ended up lowering the forward 12 month dividend cash flow by $269. Since I was ahead of schedule with dividend cash flow, I took advantage of increasing the dividend growth going forward. The cash from the non-dividend paying companies made up most of the lost dividend cash flow from the high yield assets.