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Strategies & Market Trends : Young and Older Folk Portfolio -- Ignore unavailable to you. Want to Upgrade?

To: chowder who wrote (13015)	1/10/2025 3:39:34 PM
From: Max2.0	2 Recommendations Recommended By chowder Steve Mac Respond to of 21804

Now that looks like more my speed. Thanks Chowder.

To: chowder who wrote (13015)	1/11/2025 2:44:01 AM
From: 5-88	Respond to of 21804

Re: OLDER FOLK PORTFOLIO 3.0 (OFP 2.0) ... Updated 01/10/2024 Nice Job, Chowder thanks for posting. One of the key take-away from this Older Folk Portfolio 3.0 in regards to "our" situation/portfolio[s] is: "Our" portfolio value is much higher although our div's. are lower annually. That just goes to show that with a little "Circling the Wagons" what could be in terms of income in the future "if" needed. Although in "our" case having 20%+ in AAPL & MSFT will not create much div. income if that's what one's after. ====================================== "Portfolio Value: $776,341 Annual Income: $45,559 Portfolio Yield: 5.87% Dividend Growth: (5 years) 4.2% Chowder Number: 10.07 (need to stay above 8.0) Beta: 0.88 Holdings: 82" Our 5-Portfolio[s]: Portfolio Value: More Annual Income: Less Portfolio Yield: Ukn. Dividend Growth: Ukn. Chowder Number: Ukn. Beta: Ukn. Holdings: 90+

To: chowder who wrote (13015)	2/4/2025 10:25:19 AM
From: Larry E	Read Replies (1) \| Respond to of 21804

Any thoughts about the rights offer for JFR (JFR/RT)?

To: chowder who wrote (13015)	2/9/2025 2:31:46 PM
From: chowder	5 Recommendations Recommended By chap107 Markbn Menominee Ridgelander Waitress Read Replies (1) \| Respond to of 21804

Re: RETIREMENT PORTFOLIO ... Updated 02/09/2025 Retirement Portfolio objectives: This portfolio wants to focus on income with a growth element. Ideally, I would like to have the Chowder Number around 10.0, that gives me a nice up front yield with respectable dividend growth going forward. Dividends and distributions are what fund this portfolio. This person is still working, his wife is as well, and they both have 401K's and real estate other than their primary address in addition to this rollover portfolio. I only manage the rollover, not their other investments. ====================================== Portfolio Value: $804,654 Annual Income: $46,158 Portfolio Yield: 5.74% Dividend Growth: (5 years) 4.2% Chowder Number: 9.94 (need to stay above 8.0) Beta: 0.89 Holdings: 79 ======================================== DIVERSIFICATION: Financials ......................... 19% Information Technology .... 15% Consumer Staples ............ 15% Utilities .............................. 12% Industrials ......................... 10% Real Estate ....................... 10% Consumer Discretionary ... 8% Healthcare ........................ 6% Energy .............................. 3% Communications ............... 2% Materials .......................... <1% ====================================== Symbol ........... Value ....% of portfolio EQUITIES: MO ............... $28,546 .... 3.5% DUK ............. $27,323 .....3.4% SO ................ $24,126 ....3.0% PRU ............. $24,015 .....3.0% HD ................ $23,622 .... 2.9% TJX ............... $16,069 .... 2.0% PG ................ $14,697 .... 1.8% COST ........... $14,613 .... 1.8% FAST ............ $13,179 .... 1.6% PH ................ $12,995 .... 1.6% ABBV ........... $12,007 .... 1.5% PEP ............. $10,868 .... 1.4% MSFT .......... $10,567 ..... 1.3% KMB ............ $10,089 ..... 1.3% AFL .............. $9,627 ...... 1.2% CMI .............. $9,354 ..... 1.2% ADP ............. $9,157 ..... 1.1% ENB ............. $9,112 ..... 1.1% CAT ............. $8,963 ..... 1.1% AEP KR ............... $7,756 .... 1.0% NVDA .......... $7,080 .... 0.9% WEC ............ $6,111 .... 0.8% LLY .............. $4,977 .... 0.6% ACN ............. $4,634 .... 0.6% CVX ............. $4,616 .... 0.6% AVGO .......... $4,597 .... 0.6% GOOGL ....... $4,526 .... 0.6% SJM ............. $4,264 .... 0.5% SWK JNJ .............. $4,127 .... 0.5% MA ............... $2,974 .... 0.4% LIN .............. $2,685 .... 0.3% ====================================== ETF'S: SMH ........... $24,247 .... 3.0% XLK ............ $18,280 .... 2.3% SCHD ......... $14,745 .... 1.8% QDPL ......... $14,369 .... 1.8% PFFA .......... $13,857 .... 1.7% SPYI .......... $13,501 ..... 1.7% JEPQ ......... $6,231 ....... 0.8% SCHG ........ $3,471 ....... 0.4% ====================================== BDC'S: HTGC ......... $18,147 .... 2.3% MAIN .......... $17,388 .... 2.2% OBDC ......... $14,355 ... 1.8% BXSL .......... $13,462 .... 1.7% ARCC ......... $13,189 .... 1.6% ===================================== REIT'S: O ............... $25,905 ....3.2% EXR ........... $13,534 ... 1.7% ESS ........... $11,668 .... 1.5% ====================================== CEF'S: RLTY ......... $12,904 .... 1.6% NBXG ........ $11,103 .... 1.4% EFT ............ $10,552 ... 1.3% EVF ............ $9,847 ..... 1.2% WDI ............ $9,587 ..... 1.2% UTF ........... $9,289 ..... 1.2% PHD ........... $9,148 .... 1.1% FRA ........... $9,080 ..... 1.1% BCAT ......... $9,068 ..... 1.1% ETW .......... $8,856 ..... 1.1% JRI ............ $8,813 ..... 1.1% OXLC ....... $6,767 ...... 0.8% ARDC ...... $6,686 ...... 0.8% AIO ........... $5,967 ..... 0.7% UTG .......... $5,830 .... 0.7% JFR ........... $5,421 .... 0.7% PTY ........... $5,279 .... 0.7% ISD ............ $5,260 .... 0.7% PFN ........... $5,183 .... 0.6% PFL ............ $5,063 .... 0.6% FTHY ......... $4,981 .... 0.6% BGX ........... $4,622 .... 0.6% CHW .......... $4,614 .... 0.6% DLY ............ $4,612 .... 0.6% BIT EIC ............ $4,540 .... 0.8% AVK ........... $4,513 .... 0.6% ASGI ......... $4,072 .... 0.5% ADX .......... $3,685 .... 0.5% ======================================= In this portfolio, a starter position size is 0.3% of the portfolio value and I will add to them from there, provided they go up in price. I'm not looking to average down on these small positions. Note how most of the CEF's are the smallest holdings. I would prefer to own 2 to 3 times more CEF's at a small percentage than to own a few as a large sized position. I want to spread income risk since we know that most CEF's will cut their distribution, but not at the same time.