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Strategies & Market Trends : Young and Older Folk Portfolio -- Ignore unavailable to you. Want to Upgrade?

To: Jeansn6 who wrote (21201)	10/11/2025 3:43:46 PM
From: chowder	1 Recommendation Recommended By QTI on SI Read Replies (1) \| Respond to of 22002

Although I have no desire for buffered funds, I understand why they might be of interest to some. Some people might be placing shorter term capital preservation as more of a priority, and if so, now might be a time to do that. Others might simply stay put and add on market weakness, averaging down on weakness with the expectation of the market heading higher. It all depends on what is more important to you now.

To: Jeansn6 who wrote (21201)	10/11/2025 4:49:51 PM
From: jritz0	2 Recommendations Recommended By livwell Ridgelander Read Replies (1) \| Respond to of 22002

RE: So temporary downs shouldn't matter much to you, if you believe the long-term trend of the market is up? They matter to my wife :) She likes looking at a larger number and doesn't like to see it go in the wrong direction. Actually, I have sold much income and can make it up easily like I did with KGLD. Buffered funds aren't taking me out of the market, I still participate but the downside risk is substantially diminished. The downside is also important for the future if I decide to buy a vacation home in warmer climes or to help out my kids and grandkids. A legacy portfolio is important for me. Would you care if your portfolio was cut in half in the next year even if your income is relatively intact? I would, that's why I like the buffer funds, I'm not sure how much the market would be in the next year, but I'll participate in the first 6 or 7% while protecting my downside. I don't see this market continuing to give 15 -20% gains year after year. I have seen this story before. I hope this helps.