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To: Geoff who wrote (2521)	4/7/1998 10:15:00 AM
From: JMD	Read Replies (2) \| Respond to of 10852

****off topic**** geoff, the e-commerce thingie looks like a big time inevitable economic tranformation. But I'm having a helluva time picking a horse. If I already own HP and therefore Veriphone, what else do you suggest in this field? Thanks, Mike Doyle

To: Geoff who wrote (2521)	4/7/1998 1:24:00 PM
From: Dragonfly	Read Replies (1) \| Respond to of 10852

", a study is cited from Forrester Research, a top notch Internet market research firm, that expects 903,000 Smart Cards will be issued in the US and Canada for all applications in 1999, " In my experience, these analysts are less accurate than brokerage analysts. I wouldn't trust anything Forrester has to say, having seen their methods (and having been a source for some numbers in one of their reports, which they published, without alteration, despite the fact that it was my idea of a "good guess", and not numbers based on reasoned analysis.) Not to comment at all on where I think smart cards are going, I just wouldn't trust a report written by someone who has a vested interest in creating a specific perception. Dragonfly