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To: Robert Gintel who wrote (512)	12/6/1998 9:00:00 AM
From: g_m10	Respond to of 20297

Enjoyed reading your posts #506 and #511 this morning and still digesting them. The 50%-60% market share Pete is hoping for is as of today I was thinking about mature market, say 10 years from now, when mentioned 30-40%. If we consider immediate future, say two years, and leveled playground where CF can bid on merits: 1. Outside of City where CF has no access; 2. Outside of banks where MS and Gates keep their accounts; numbers can go way higher even Pete's expectations. Thanks again for your input.