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To: Jon Koplik who wrote (19178)12/6/1998 12:44:00 AM
From: Ruffian  Respond to of 152472
 
Good Reading>



PHONES SOMETIMES DON'T FIT WITH OTHER WIRELESS
NETWORKS Series: Money Monday
Florida Today

The wireless networks of the United States are a
patchwork of incompatible technologies, which
means that a phone sold by one carrier won't
necessarily work in another carrier's territory.

- Analog: The original wireless technology,
launched in 1983, is a radio system that converts the sound of a voice into
electromagnetic waves. Coverage is extensive, so chances of getting a
phone connection anywhere in the country are good. But the sound quality
often suffers from static and poor reception, making it difficult to conduct the
conversation. Analog systems can only handle one call per channel, which
means calls don't always go through on the first attempt because the
network is temporarily out of room.

- TDMA: Time Division Multiple Access is a digital technology. It turns the
sound of a voice into bits of information and transmits them at specific time
intervals. TDMA can accommodate multiple conversations on a single
channel. Increased capacity means more calls go through on the first
attempt.

- CDMA: Code Division Multiple Access is a digital technology that assigns
each conversation a code, so it can share a channel with other conversations
without getting lost. CDMA can accommodate multiple conversations on a
single channel, making it easier for calls to go through.

- GSM: Global Standard for Mobile has been widely used in Europe for
years. GSM coverage in the United States is limited, but smaller carriers tout
its sound quality and other features. Omnipoint, for example, offers news
headlines and other information services.

- iDEN: Integrated Digital Enhanced Network is another TDMA variant.
Developed by [ Motorola ] , it is used by Nextel for walkie- talkie service.

Here are five major carriers. What do they offer?

- Airtouch: Airtouch is the new name for the wireless carrier that was spun
off from the former Pacific Telesis. It bought wireless networks from US
West, and now operates in 17 states one of the largest networks in the
country. Airtouch, which also owns 50 percent of PrimeCo, has roaming
agreements that allow its customers to use their phones in thousands of
markets across the United States and Canada.

- [ AT&T ] : AT&T operates the largest U.S. wireless network. It is often a
good choice for people who use their wireless phones a lot while traveling.

Its numerous calling plans include Digital One Rate, which lets people use
their phone almost anywhere in the nation for a flat rate even when roaming
onto networks operated by other carriers.

The plan has three tiers, beginning with $89.95 a month for 600 minutes.
That works out to 15 cents a minute. Customers also need to buy a special
$200 phone that operates on analog networks and on all of AT&T's digital
frequencies. It features a battery with about four hours of talk time and 200
hours of standby time.

- [ Bell ] Atlantic: Bell Atlantic Mobile generally offers the most extensive
coverage along the East Coast. Its pending acquisition of GTE will expand
its presence nationwide.

Bell Atlantic Mobile also offers several data services, including a phone with
a stripped-down Internet browser. That's good for sending and receiving
e-mail and retrieving limited amounts of data.

The company owns 50 percent of PrimeCo, a digital service that operates in
Texas, Florida, Chicago, Wisconsin, Virginia, Hawaii, the Mississippi Gulf
and New Orleans. Bell Atlantic has extensive roaming agreements but no
flat-rate nationwide pricing plan.

- Nextel: Nextel offers the most unique wireless phone service. Its phones,
targeted toward groups of mobile workers such as construction crews and
outside salespeople, function as high-tech walkie-talkies.

With the push of a button, two or more colleagues can be instantly
connected. There is no need to dial a phone number or set up a conference
call. It doesn't market directly to consumers, although it does accept orders
from individuals.

The Direct Connect feature costs 10 cents a minute and has a range of
hundreds of miles. Nextel offers a speakerphone feature, too. It also offers a
traditional digital wireless service. After the first minute, calls are billed to the
nearest second. Many carriers still round up to the next highest minute.

- Sprint: Sprint is building an all-digital network that generally gets high
points for voice clarity on industry tests.

Its roaming plans tend to be cheaper than the competition, but not by much,
according to Mark Lowenstein of The Yankee Group.

The Home Rate USA plan eliminates long-distance and roaming charges for
customers anywhere on the Sprint network for an additional $4.95 a month.

(Copyright 1998)

_____via IntellX_____

Publication Date: December 05, 1998
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To: Jon Koplik who wrote (19178)12/6/1998 1:35:00 AM
From: JGoren  Read Replies (1) | Respond to of 152472
 
"There is (supposedly) more interest received than paid." If this figure comes from tax returns, it makes perfect sense. Interest received is income, particularly by corporate or business filers. On the other hand, interest paid (particularly by individuals) is not necessarily deductible and therefore would not be reported on federal income tax returns. Nor would individuals report on Form 1099 small amounts of interest paid.