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To: Catcher who wrote (70248)	12/27/1998 5:53:00 PM
From: Neal davidson	Read Replies (1) \| Respond to of 186894

What could go wrong? Check out the charts of those 3 stocks in late summer 1998.

To: Catcher who wrote (70248)	12/28/1998 2:27:00 AM
From: nihil	Respond to of 186894

re: Sept 99 target If you wish to maximize the probability of having the the amount in cash in September 99 that you now have in stocks, you must abandon all hope of having more in Sept 99 than you have now. There is a powerful and unavoidable element of uncertainty in the price of any stock -- especially INTC, MSFT, and CSCO. In contrast, everyone believes that the value (and most believe that the purchasing power) of and equivalent amount of Treasuries will be about five percent p.a. higher than any amount you invest in them. As I see it, you have 3 1/3 % of your present capital to play around with without risking a shortfall of your goal. If you mean what you say, you must not risk hold any of these wonderful stocks in your #1 kid's college fund.