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To: Charles Tutt who wrote (18215)	4/21/1999 1:05:00 PM
From: sea_biscuit	Respond to of 25814

Yes, I agree. 12 to 15 stocks of companies that are in unrelated businesses provides adequate diversification and at the same time, is also quite concentrated. Gives the best of both worlds, so to speak.

To: Charles Tutt who wrote (18215)	4/21/1999 1:07:00 PM
From: uu	Read Replies (3) \| Respond to of 25814

Charles: Someone once said: Diversification is for rich people. But in order to become rich you first have to bet on one reasonable investment and sit back. Once you are rich you can go ahead and diversify as much as you want. of course the term rich is also relative and it all depends how rich one wants to become before he/she diversifies. I personally do not consider myself rich yet, therefore my 100% high tech portfolio concentrates only on high techs, and these days it is all semi and internet stocks! I just can hear Dipy now telling me how wrong I am and how I should go and buy and/ir add MO, or McDonnalds, or some food chain store, etc. to my understandably highly concentrated non diversifed risky portfolio!