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Technology Stocks : IBM -- Ignore unavailable to you. Want to Upgrade?

To: George W Daly, Jr. who wrote (5120)	5/4/1999 11:37:00 PM
From: William	Read Replies (1) \| Respond to of 8218

Not IPO's, but ideas: 1. QCOM 2. UNPH then more of 1. Wm

To: George W Daly, Jr. who wrote (5120)	5/5/1999 8:59:00 AM
From: WebDrone	Respond to of 8218

**OT- IPOs? TD Waterhouse IPOing on-line brokerage in July DLJ IPOing DLJDirect- not sure when It's Internut Hype! No! It's brokerage Hype! Hey, wait a minute! It's both Internut AND Brokerage Hype! Web

To: George W Daly, Jr. who wrote (5120)	5/5/1999 9:54:00 AM
From: TigerPaw	Read Replies (3) \| Respond to of 8218

unfortunately he did not leave off any zeroes. It seems my wife with 18 years service to IBM has about $25K to retire with. Four years service with my company (stock matching in 401K) is about $500K. It seems company loyalty is for suckers. TP

To: George W Daly, Jr. who wrote (5120)	5/6/1999 2:32:00 PM
From: Arrow Hd.	Read Replies (1) \| Respond to of 8218

George, if your methodology is correct I have to believe that the old traditional plan is far better and this new plan is not even close to being competitive. My rough guess is that this new plan would actually have to be three times better than stated to match the old plan and twice as good even if an employee worked until 65 instead of 55. Anyway, another post offered the opinion that employees will vote with their feet which I agree is true and when added to all the older employees who will grab the traditional plan and retire after the year 2000 when a new five year window kicks in you will see a true "brain drain" that will make the other Y2K problem pale in comparison.