| NO POLITICS! .. Other topics and investment styles welcome. There is no right way or wrong way to invest here, only a way to try and make whatever way you choose a better way of getting results for you. 
 I will not tolerate criticism of others and how they invest. Feel free to share what you do, how you do it, and why you do it, but I will not allow you to infer others are knuckleheads for how they invest. I will not tolerate food fights, you can always go to SA for that.
 
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 The portfolios I report on here are real portfolios using real money. They are not model portfolios. I provide two examples of portfolios I manage for people in different aspects of their investing lives.
 
 1) Young Folk Portfolio.
 2) Older Folk Portfolio.
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 YOUNG FOLK PORTFOLIO: ... Growth
 
 This is a growth portfolio, thus SPY is the the portfolio benchmark.
 
 UPDATED -- 12/28/2024
 
 Message 34960921
 
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 OLDER FOLK PORTFOLIO 2.0: ... Growth and Income
 
 Since this is a growth and income portfolio, using equity and fixed income, I'm using VWELX, which does the same, as the benchmark.
 
 UPDATED -- 12/28/2024
 
 Message 34961043
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 OLDER FOLK PORTFOLIO 3.0: ... Income and Growth
 
 UPDATED -- 01/10/ 2025
 
 Message 34975134
 
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