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To: mishedlo who wrote (4029)	4/9/2004 2:02:56 PM
From: gregor_us	Read Replies (3) \| Respond to of 116555

We Need to Buy A House This Year and it Sucks. So we're having our first baby and we could continue renting--but we want a garden. Anyway, it just seems the most preposterous time to be buying a house. Our town has become hot. Lots of people re-locating here from al the major cities of the East Coast. We live in a hip college town with tons of restaurants, bars, movies--lots for kids and adults to do. And the retired are moving here as well. Sheesh. Anyone think we should try to hold off on making a purchase?

To: mishedlo who wrote (4029)	4/9/2004 2:14:07 PM
From: anandnvi	Read Replies (1) \| Respond to of 116555

This raises an interesting question - if you had the money to pay off the remaining 30% equity on loan, would you do it?

To: mishedlo who wrote (4029)	4/9/2004 4:45:22 PM
From: patron_anejo_por_favor	Read Replies (2) \| Respond to of 116555

I agree...I'm strongly considering changing to a 5/1 adjustable, but then I have the flexibility to pay off the rest of the mortgage at any time if I want to...