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Politics : Politics for Pros- moderated -- Ignore unavailable to you. Want to Upgrade?

To: KLP who wrote (213547)	7/27/2007 3:41:55 AM
From: John Carragher	Read Replies (1) \| Respond to of 794009

What you pay for insurance can be just the beginning depending on the policy. if you have large deductibles you may never even collect a dime each year. another major change if you had a drug program included in your policy. most have moved from fixed cost like $10/25 per prescription to client paying a % of the cost up to a max amount. My drug costs tripled in cost with this change which seems to have missed most of press and financial experts.

To: KLP who wrote (213547)	7/27/2007 6:41:46 AM
From: JDN	Read Replies (2) \| Respond to of 794009

Politico's make mountains out of molehills. Have you not noticed every time they talk about a health care plan its FOR THE YOUTH? Well, in general the YOUTH dont need insurance and if they want it, its available CHEAPLY. Its people 50 or 55 and above that are being priced out of the market. The solution is so simple, just allow ANYONE over a certain age to VOLUNTARILY elect to be covered by Medicare the only EXCEPTION being those under 65 would pay the FULL PREMIUM. That would be a WIN WIN for everyone. You could get into the largest pool in the country. The POOL would be strengthened as people under 65 are IN GENERAL healthier then those older yet THEY would pay the FULL PREMIUM. The cost to administer would be MINISCULE as the overhead is already in place. And it would be VOLUNTARY thus not some horrible govt program forcing you like forced labor to join. jdn

To: KLP who wrote (213547)	7/27/2007 6:48:02 AM
From: Bill Ulrich	Read Replies (1) \| Respond to of 794009

>>"And that's why I keep hurranging on a Taxpayers Group....We certainly comprise a LARGE group of people....The Taxpayers Group would act as the Employer since in effect, they are the employers for Government employees. "<< When you employ and pay a plumbing company to take care of your drain, does the plumbing company owe it to you, to make you part of their plumbing company's group insurance plan? You are, after all, their "employer"..... ____________ >>"Our health coverage for two of us (before I just went on Medicare, and a supplement) was $1180+ a month....That was the premium for 2 of us and a small 4 employee business group plan."<< Well now, "2 of us" + 4 employees kind of obsfucates just "the 2 of us", but ... hey, you could obligate yourself to providing group coverage for all your customers, too (who, are your "employers" by analogous similarity, aforementioned, ... uh ... which would further obsfucate just "the two of us", ... but you can make it up in volume! <g>). ____________ >>"Small business and individual plans are just over the top as far as price. That's why I think that individual, and small business should qualify by joining together and spreading the "risk pool" to get the premiums down a bit."<< And, well, this would be called a "beneficial cooperative", thusly one option to gather together your industry peers and negotiate with an insurance company for a larger client-base/reduced-sum contract. That's business, capitalism, negotiation, and free markets all rolled into one visionary package.