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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?


To: TimF who wrote (1995)9/4/2007 2:42:29 PM
From: Lane3  Read Replies (1) | Respond to of 42652
 
Again your looking for some sort of discount plan, not insurance.

I think that's the most problematic aspect of trying to discuss this issue. There's a difference between insurance and packaged health care plans. Unfortunately, the former has morphed into the latter so the distinction has been lost so we call both formats "insurance," which is confusing. And it makes it hard to introduce actual insurance products into the market. They come off looking like crummy health care plans.

I was just pointing out how tires can be expensive. As can many other things that people buy on a regular or semi-regular basis.

Lots of things are expensive. I pay $225 every four months to have my teeth cleaned. I plan to take my teeth with me to the grave, unlike my father who has none. So I pay it. I paid $35 this morning to get my car started. Emergencies happen. At least I didn't need a tow.

Some people carry insurance for cars that won't start. When the Feds came out with dental insurance for the first time last year, I took a quick look. The plans worked backwards from insurance. They pay for the little things but top out at a thousand dollars a year. If you need three crowns in one year, which my dentist keeps telling me I do, the "insurance" is useless. All it does is even out the payments for the cleanings and the occasional filling. I guess that's fine for folks on tight budgets but it isn't a very good value.




To: TimF who wrote (1995)9/4/2007 2:47:08 PM
From: Lane3  Read Replies (1) | Respond to of 42652
 
I spent a bit of time last evening trying to figure out the per-person tax burden for Canada's system, without luck. I found what I thought to be the annual budget and divided it by the country's population and it came out to about a thousand dollars. That's a really good deal. But then I read somewhere else a vague mention of a cost at about $4000. So I don't know.



To: TimF who wrote (1995)9/4/2007 6:54:38 PM
From: John Koligman  Read Replies (3) | Respond to of 42652
 
I'm looking to not go bankrupt if I get sick, is that simple enough for you? If I have to move and obtain insurance thru another carrier in another state with a pre-existing condition, I'm screwed... Even with insurance, the first post I put up here said 20% of people that get cancer become destitute... If you find that acceptable, well, I hope it never happens to you.. Some states have very limited choices (or none) even if you are healthy. Why don't you get on ehealthinsurance.com and key in zip code 12601 in NYS for a middle aged male and see how many choices you get, and at what price, just as a simple exercise....