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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?

To: John Koligman who wrote (2007)	9/4/2007 7:13:34 PM
From: TimF	Read Replies (2) \| Respond to of 42652

I'm looking to not go bankrupt if I get sick, is that simple enough for you? Which is exactly the point behind what I describe as "real insurance". Paying a $4500 deductible shouldn't result in bankruptcy. Not that I object if you want to get some other benefit from what's called insurance. As for ehealthinsurance, it isn't the sum total of all available insurance. Also it has some fairly low rates as well. I entered a zip code near mine, and entered a birthdate a few years before mine, and got quite a few quotes, as low as 68.81/month. I entered zip 90210 (figuring it would be a high cost zip code) and got rates as low as $124. I moved on to my zip code, my age, and a family of four and found high deductible insurance as cheap as $174, and zero deductible HMO coverage for $585. To the extent that the site reflects the reality of the 12601 zip code it would seem to be a local or state issue, not something deserving of a massive federal program to insure everyone. I used to live in New York when I was a kid so I checked the rates at my old zip code. They where lower than 12601, but they where still high. Seems to be a New York State issue.

To: John Koligman who wrote (2007)	9/4/2007 7:27:22 PM
From: Lane3	Read Replies (1) \| Respond to of 42652

Even with insurance, the first post I put up here said 20% of people that get cancer become destitute... If you find that acceptable What it said was that 20% become destitute, even with insurance. I don't find that acceptable, but neither do I find it believable. There's so much stuff out there that defies common sense. I track back as much as I can on some of it but you can't get the data, you can't form your own conclusion, and all you have left is the propaganda. But what you can do, even with propaganda, is think critically and exercise common sense. That assertion defies common sense. It doesn't defy it quite so baldly and violently as Moore's notion that a third of the uninsured will die this year, but it sure defies it. If I have to move and obtain insurance thru another carrier in another state with a pre-existing condition, I'm screwed... Yes, that's a problem. It's important to get health insurance early and with a carrier with a national footprint. And to save for retirement. And to avoid risky activities. And get a good education. And to build networks. And to buy a home, one not below sea level. And to exercise. Etcetera. Lots of things to do if one wants a smooth ride in life.

To: John Koligman who wrote (2007)	9/10/2007 9:21:44 AM
From: Peter Dierks	Read Replies (2) \| Respond to of 42652

"If I have to move and obtain insurance thru another carrier in another state with a pre-existing condition, I'm screwed... " Only if you screw up. Federal laws require the new insurerer to accept you in the same condition as the previous insurer had you insured in. If you had a pre-existing coverage exclusion then the new carrier can retain the limit. Otherwise if you don't drop your insurance the new carrier gets you with full coverage. Arguing that you may make a mistake is not a compelling reason to justify socialized medicine. When you picked up the socialist talking points, you seem to have missed the opportunity to verify the extent to which they were true.