To: Canuck Dave who wrote (82207 ) 10/28/2011 4:50:41 PM From: TobagoJack Respond to of 217619 i switched from quicken to ms money and back to quicken between 1999 to now, did not invest much pre 1999 as was too busy working and only bought some platinum coins as savings/hedge intended for something like a geewhizbang sports car and nothing more, even as i very occasionally waded into the market (tiananmen incident, red chip crash, asian financial crisis) in 1999 i bought one material block of softbank Message 27434932 and earned enough for my current home fully renovated and paid for; and i switched to gold and gold derivatives starting in 2000 you might say i was lucky twice in 12 years :0) whatever the case, in the way i allocated my active time vs passive efforts, i am about 25x better off today than i was back in 1999 and 2.5x better off than i was back in 2007. in my case i do not believe my active / passive division of time can be further segregated because had i done badly in the market place i could not likely have done well by active work due to psychology and attention / focus. looking back i am not sure i could have improve much on that span of allocation on passive publicly-traded portfolio management, i would guess i range between -5% (2008) to +22% per annum return, and averaging around +15 to 17% (so call it 16%). i am okay on put / call 'cloud atm' extraction Message 27505728 gold warMessage 27505736 platinum campaignMessage 27505768 silver battles good on picking trade-of-the-decade, fair on wagering heavy when called for (i.e. Subject 53628 and Subject 53084 ), and very good on exiting in time all manner of bubbles. i control risk by varying wager size rather than doing stop-loss. cheers, tj