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I am in the active phase of estate planning. As I sit before my computer tonight working on a basic revocable living trust, I realized how many different questions have been going through my mind over the past couple of weeks. And when I answered one question, several others often replace it. I hope that this thread will become a discussion area where we can share ideas on estate planning. I am not an attorney and anything I state on this thread are simply my thoughts at the time. They may be completely wrong! Why and how does one avoid probate? Will your estate be liquid enough so that there won't be a rush to sell off property at reduced prices just to raise cash? What are the advantages to a revocable living trust? Who would benefit from one? What type of trust would be best? Should you consider other ways to avoid probate such as payable-on-death and transfer-on-death accounts and deeds? What can be done in a Will but not in a trust? What can't be done in a trust? If you have a revocable living trust do you still need an attorney-in-fact for finances? What are the best options for property management for minor or young adult beneficiaries? At what age should property management end? What powers should give your attorney-in-fact? Which is best, an attorney-in-face who immediately is given power to act or a springing durable power of attorney? Who decides if you're incapacitated? What are your choices in Health Care Directives? Do you need a durable power of attorney for health care? What is the best way to leave insurance benefits? What is the best way to communicate your desires for your final arrangements? Who will oversee your wishes? At what point do you need an attorney? What lessons have you learned the hard way? | ||||||||||||
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