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To: MulhollandDrive who wrote (18204)3/6/2004 1:58:47 PM
From: Lizzie TudorRead Replies (1) | Respond to of 306849
 
i am cancelling my full benefit medical coverage for a very high deductible major medical plan and an msa

Thats what I have and I am very satisfied. If I get in a car accident I am completely covered. Otherwise its out of pocket. These are the type of plans we as a nation should institute for national healthcare and medicare. The high deductible keeps the costs way down and if people really get sick they won't have to declare bankruptcy.



To: MulhollandDrive who wrote (18204)3/6/2004 5:53:40 PM
From: GraceZRead Replies (1) | Respond to of 306849
 
I've been their favorite premium payer as well.

i am cancelling my full benefit medical coverage for a very high deductible major medical plan and an msa

Good for you, I think more and more people will do this. It makes perfect sense.

HMOs and full coverage medical plans are ideas that sounded really good and turned out to be a complete nightmares because people have zero incentive to ration their own use and when the HMO bureaucracy rations by decree it appears to be arbitrary and completely unjust.



To: MulhollandDrive who wrote (18204)3/7/2004 9:14:52 AM
From: Wyätt GwyönRead Replies (2) | Respond to of 306849
 
i am cancelling my full benefit medical coverage for a very high deductible major medical plan and an msa

where do you get this? our insurance just got raised again--they raise it every six months now, and they increase the co-pay in between.



To: MulhollandDrive who wrote (18204)3/7/2004 1:26:33 PM
From: nextrade!Respond to of 306849
 
for the first time ever, now that congress finally passed and the president signed the new msa legislation

are you referencing changes allowing for the modified MSA; HSA ?

The HSA replaces the medical savings account -- a high-deductible insurance plan combined with a savings account for medical costs -- and expands on it, making more people eligible and removing many of the existing restrictions.

Thank you in advance !